Address
Manchester, working with clients UK-wide
Work Hours
Monday to Friday: 7AM - 7PM
Weekend: 10AM - 5PM
Resources for Business Owners
Running a business comes with enough decisions already.
Our resources are here to help you understand common accounting and tax topics clearly, without jargon or unnecessary complexity.
Whether you’re self-employed, running a limited company, or growing your business, you’ll find practical guides,
checklists and straightforward answers designed to give you clarity and peace of mind.
We Are Regulated By ACCA
We Hold Professional Indemnity Insurance
We Undertake Regular Professional Development
We Are Trained, Experienced and Qualified Accountants
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Buy-to-Let: Personal Ownership or Property Company (SPV)?
Whether holding rental property personally or through a limited company works out better depends on your existing portfolio and future plans, not a single right answer.
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Director’s Loan Accounts — What You Need to Know
Company money isn’t personal money — how a director’s loan account works, and what it costs to get the timing wrong.
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VAT Registration – When and Why
When VAT registration becomes compulsory, when it’s worth doing voluntarily, and what changes once you’re registered, based on current 2026 thresholds and penalties.
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Switching Accountants Checklist
What actually happens when you switch accountants, from professional clearance through to what information needs to transfer, and what to expect from us.
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What You Need for Your Tax Return (Checklist)
A full checklist of the personal details, income records, expenses and other information to gather before preparing your Self Assessment tax return.
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Making Tax Digital – What You Need to Know
What’s already mandatory under Making Tax Digital, and the phased rollout of MTD for Income Tax for sole traders and landlords through 2026, 2027 and 2028.
Frequently Asked Questions:
Switching accountants is straightforward and doesn’t affect your compliance. We handle professional clearance, data transfer and HMRC authorisations.
Many business owners choose an accountant to save time, reduce stress and ensure everything is handled correctly as their business grows.
Fees are agreed in advance based on the level of support you need, with no surprise bills.
We work with modern, cloud-based accounting software and help clients choose tools that suit their business.
Missing deadlines can lead to penalties, but support is available. We help clients get back on track and deal with HMRC.
Summed Up Accountancy was founded in Manchester and supports businesses across Manchester and the wider UK. John is currently based in regional Victoria, Australia, and structures his working day around UK mornings, so he’s available live when many clients are starting their day. Meetings are held over Teams or Zoom, with email and phone support as part of the ongoing service, and John is back in Manchester every year to meet clients in person.